Nearly two decades ago, Howe & Rusling started managing insurance assets for a large insurance company. Managing assets for insurance clients has become a critical part of the firm’s business and insurance assets now represent approximately 10% of the firm’s total assets.
We understand the many fine points and details of investment portfolio management for insurance companies:
The unique regulatory and accounting constraints
The importance of tax efficiency and book yield
The need for precise asset-liability matching
The careful consideration of the portfolio’s credit and risk profile
The firm’s insurance success is attributable to the two most important firm strengths--experience and communication. We work very hard to understand objectives, while controlling risk and providing risk-adjusted returns that meet the investment objectives of our insurance clients. In all the years we have been managing insurance assets, we have never violated the strict insurance guidelines or the investment objectives of our clients.
We understand the need for the portfolio manager to be in frequent communication with the board discussing expected cash flows and investment market conditions. We pride ourselves on the exceptional level of service we offer that insures every aspect of the investment relationship runs smoothly and efficiently.
We offer the following additional services to our insurance clients:
Investment policy creation and review
Security review and analysis of existing portfolio
Risk analysis of existing portfolio
Quarterly meetings with the board and other key individuals
Yearly cash flow analysis
Breakdown and comparison of duration to benchmarks
Ability to custody assets with virtually any bank or brokerage firm
© 2017 Howe and Rusling, Inc.