Howe & Rusling is very proud to now have a CERTIFIED FINANCIAL PLANNER™ as a member of our team. Tim Hamilton, Howe & Rusling’s Relationship and Planning Manager who has been with us since 2008, received his training through the College of Financial Planning. He passed the Certification course in September of 2012, passed the test in November of 2012, and received the full designation in 2013.

The designation comes with extensive training in financial planning, estate planning, insurance, investments, taxes, employee benefits, and retirement planning, as well as in CFP Board’s Standards of Professional Conduct, which are rigorously enforced. As a CFP® professional, he is required to uphold the certification through continuing education – which has become increasingly important as new financial instruments appear regularly on the consumer market. In fact, CFP® certification is the most recognized in the industry for personal financial planning. Only 17% of all financial advisors in the industry can claim this distinction.

As you think about your financial future, no matter what stage you find yourself in the retirement planning process, please do not hesitate to contact your Portfolio Manager about financial planning. Today’s financial conditions require a holistic approach – looking at an individual’s entire financial picture, not just one aspect or another. Working with a CERTIFIED FINANCIAL PLANNER™ professional is assurance that he or she is a credentialed expert who is held to high ethical and professional standards.